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Hack Proofing Your Identity In The Information Age

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If you’re like most people, your day includes writing checks or using a debit card at stores, using credit cards at the gas station, or using an ATM terminal to get cash. If you’re among the growing numbers of Internet users, you’ve probably also bought a thing or two online, and might even do your banking or trade stocks online. If more than half of the following statements are true, you are at high risk for identity theft:

- You receive at least one loan solicitation or preapproved credit offer each week.

- You usually toss preapproved credit or loan solicitations in the trash without shredding.

- You usually toss old banking or credit documents in the trash without shredding.

- Mail is delivered to you in an unlocked mailbox.

- You send mail by placing it in an unlocked mailbox.

- You carry your Social Security or Social Insurance card in your wallet.

- Your Social Security Number is printed on the health insurance card in your wallet.

- Your Social Security Number is printed on your driver’s license.

- Your Social Security or driver’s license number is printed on your personal checks.

- You make occasional or frequent purchases online using a credit card.

- You seldom check whether a site is “secure” before using a credit card to make an online purchase or before disclosing private data, such as your Social Security Number, to a Web site.

- You seldom read Web site privacy policies before disclosing private information.

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